Non-Owner Policies

Non-owner insurance policies, also known as non-owners car insurance, are a type of liability coverage designed for individuals who do not own a vehicle but frequently drive rental cars, borrowed vehicles, or vehicles owned by others. These policies provide liability protection in case the insured driver is involved in an accident while operating a non-owned vehicle and is found legally responsible for bodily injury or property damage to others. Non-owner insurance policies typically cover third-party liability, such as medical expenses for injured parties and repair costs for damaged property, but do not provide coverage for damage to the vehicle being driven by the insured. These policies are particularly useful for frequent car renters, ride-share drivers, or individuals who drive vehicles owned by family members or employers.