Homeowners Insurance in Marietta, GA
Homeowners insurance is essential to financially protect your home against risks like theft, natural disasters and liability for certain accidents. At Cadenas Insurance Agency, our agents are dedicated to helping you find the most appropriate coverage for your needs.
What Does Homeowners Insurance Cover?
The details of your homeowners insurance coverage may vary based on your insurance carrier and personal circumstances. However, a standard policy may provide the following:
- Dwelling coverage may cover damages to your home’s physical structure, such as its roof, walls and foundations, caused by fire, theft, certain natural disasters and vandalism.
- Other structures coverage may cover detached structures such as a garage and sheds.
- Personal property coverage may pay for the replacement of your belongings, such as appliances, clothing, electronics or furniture.
- Liability coverage may provide financial protection if you are found legally responsible for someone else’s bodily injuries or property damage.
- Loss-of-use coverage may cover additional living expenses if your home is uninhabitable due to a covered loss, such as hotel bills and restaurant meals.
How Much Does Coverage Cost?
The cost of homeowners insurance coverage for you may depend on the following factors:
- Your location
- Your credit history
- Your claims history
- The size and value of your home
- Environmental factors, such as wildfires or proximity to bodies of water
- Your deductible amount and coverage limits
Where Can I Get This Insurance?
Contact Cadenas Insurance Agency today to request for a personalized quote. Our dedicated team can help assess your situation and identify an appropriate policy.